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Ferat is fifty-two years old, married and has two children, a boy and a girl ages seven and nine years old. Both of them go to school. They all live in a village in northern part of Kosovo. Ferat has been keeping cows for a long time as based on his family tradition.
He has always sold milk and other dairy products in his area which help him to earn for living. For the first time, Ferat is requesting a loan in order to buy another milk cow. The loan will contribute to his business because he will be able to sell more milk and products in his area. His goal is to expand his farm.
In the future he hopes to have a better life and give children better education.
Ferat thanks Kiva lenders!

Additional Information

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Kosovo

  • $7,600
    Average annual income
  • 5
    View loans »
    Kosovo Loans Fundraising
  • $2,256,825
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,950 helped Ferat to buy another milk cow.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Nov 21, 2012
Nov 23, 2012
Currency Exchange Loss:
Aug 17, 2014