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Miradije is 28 years old and married. She lives in an ethnic minority community in Kosovo. She is married and has three children between the ages three and five years old. None of them go to school currently.

As most residents in her community do, she lives under extremely poor and unhealthy conditions. The children wake up very early in the morning and go to trash containers looking for food. Miradije’s family always feels cold and gets sick in winter from the cold. They have a serious problem with their home's windows and doors.

Her house needs a serious renovation so the family can live a healthy and normal life. Miradije has requested a loan to renovate her house and to buy new doors and windows. The loan will improve the health of her family.

Miradije is very grateful to Kiva lenders for improving her family's conditions and standard of living.

Additional Information

More information about this loan

This loan will support the economic aspirations of minority people in Kosovo. Roma people and ethnic Serbians have historically faced a tremendous amount of hardship in Kosovo, and are still socioeconomically and politically vulnerable. During the 1998-1999 war, the fighting displaced 250,000 people. Among those displaced were an estimated 80-90% of the region’s Roma population. Today, Roma and ethnic Serbians living in Kosovo still face discrimination and are excluded from many aspects of society, including fair political representation and high rates of unemployment. By supporting this loan you are helping provide opportunity to marginalized populations.

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Kosovo

  • $7,600
    Average annual income
  • 36
    View loans »
    Kosovo Loans Fundraising
  • $2,090,725
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Miradije to renovate her house to buy doors and windows.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Nov 21, 2012
Nov 23, 2012
Currency Exchange Loss:
Nov 20, 2013