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Ms. Khadija is a 37-year-old married woman. Eleven years ago she began sewing work in her house. She had the sewing machine, which she got in dowry. She sews for the people living around her house and uses the income to support her entire family.

She very well knows the techniques of sewing and making her customers happy and satisfied. By this time, she has become famous in her community and makes enough to contribute to the family income. She is a mother of three and wants to fulfill all their basic necessities through all her hard work.

She has gradually improved her business with the support of Kashf Foundation. Currently she is in her fourth loan cycle and has requested Rs. 15,000 from Kashf. This would help her to purchase more spools of thread and packs of buttons and needles.

Khadija desires to spend part of the revenues on the expansion of her business.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 369
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 96.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Khadija to purchase more spools of thread and packs of buttons and needles.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 15, 2012
Dec 1, 2012
Currency Exchange Loss:
Dec 17, 2013