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Ms. Kirn is a 26-year-old married woman and a mother of two. She has been doing stitching work for many years. Her husband is employed in a small general store and earns insufficient income to meet the needs of the family members. This compelled her to initiate her own business to contribute to the family's income. Her husband also encouraged her to work with him for the prosperous future of their children. Kirn serves her community well. The people of her community prefer dresses from her for special occasions such as weddings, engagement parties, etc. Currently she is facing a cash problem to purchase material. For this she requested a loan of 10,000 PKR, which she plans to use with her savings to purchase more spools of thread and a new sewing machine for her sister-in-law to assist her in completing orders on time. She is hopeful to get a boost in her earnings and wishes to spend part of the profits on the betterment of her family members.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 295
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 96.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Kirn to purchase more spools of threads and a new sewing machine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 17, 2012
Dec 1, 2012
Currency Exchange Loss:
Dec 17, 2013