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Ms. Farzana is a 39-year-old married woman. She had a difficult time after her husband's business failure. She decided to work with her husband to support the needs of her family members. Two years ago she began doing stitching work in her house. She stitches for the people living around her house, and she uses the income to support her entire family. However, due to lack of availability of funds, she is unable to meet the daily demands of her customers. She provides for three children. She is currently in her second loan cycle and has borrowed 25,000 PKR from Kashf. She intends to use this loan to buy raw materials, including spools of thread, packs of lace, buttons, and zippers in various colors. It would help her to finish the orders on time, which will improve her earnings. She wishes to utilize part of the revenue for the expansion of her business.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 162
    View loans »
    Pakistan Loans Fundraising
  • $17,354,175
    Funds lent in using Kiva
  • 96.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Farzana to buy raw materials, including spools of threads, packs of lace, buttons, and zippers in various colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 17, 2012
Dec 1, 2012
Currency Exchange Loss:
Nov 17, 2013