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Gulzada is 56 years old; she is married and has 4 children. She is very kind and deliberate, and always tries to find new sources of income.

In order to provide her children with good living conditions, she wants to organize her own business growing crops and vegetables. She took a course entitled ‘To get ahead’ with a woman's organization, and learned business skills.

Her children will help her with the business. She will be a very successful business woman since she is hardworking and smart. She is asking for a loan of 3000 somoni to buy seeds and mineral fertilizer for organizing her new business.

This loan will help her to organize the new business, and will help her obtain better living conditions.

She promises to make her payment on time. She awaits your support because you are the only one who can support her.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 219
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Gulzada to buy seeds and mineral fertilizer for her new business growing crops and vegetables.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 21, 2012
Nov 23, 2012
Currency Exchange Loss:
Dec 20, 2013