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Anarkul is 46 years old and lives with her husband. She was born into a simple farming family with many children, and from the time she was small she was very independent and helped her mother run the household. She has a high school education. Together with her husband, she has raised three wonderful daughters. Anarkul is a very kind, cheerful and honest woman. Her husband helps her around the house and in his spare time he works as a mechanic.

Since the year 2000, Anarkul has begun to raise and sell livestock. Their starting capital was 8,400 som (KGS), with which they bought eight sheep. Thanks to their hard work and diligence, they now have two cows, one calf and ten sheep on their farm. Their monthly income is approximately 15,000 som (KGS). With the goal of increasing her head of livestock in the future, Anarkul has turned to "Bai Tushum and Partners" for a loan of 30,000 som (KGS) for the purchase of a calf and some sheep. With the proceeds from this loan, she plans on increasing the size of her herd so she can in turn improve her family's living conditions.
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Анаркул 46 лет,проживает с мужем. Анаркул родилась в простой и многодетной семье фермера, с детства была самостоятельным ребенком и помогала матери по уходу за домом. Анаркул получила среднее образование в школе. С мужем они воспитали детей, троих прекрасных девочек.По характеру Анаркул очень жизнерадостная добрая и честная женщина. Муж Анаркул помогает ей по хозяйству и свободное время предоставляет услуги ремонта автомобилей.С 2000 года Анаркул начала заниматься животноводством. Их начальный капитал составлял 8,400 сом(KGS) они закупили 8 овец. Благодаря их трудолюбию и целеустремленности на сегодняшний день у них в хозяйстве имеется две коровы, один теленок и 10 овец. Ежемесячный доход семьи составляет около 15,000 сом (KGS). В целях дальнейшего увеличения поголовья скота, Анаркул обратилась в Компанию «Бай – Тушум и Партнеры» за кредитом в сумме 30,000 сом (KGS)на покупку овец и теленка. За счет доходов от полученного кредита планируют увеличить поголовье скота и соответственно улучшить условия жизни.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 71
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 47.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Anarkul to purchase a calf and sheep.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 31, 2012
Nov 24, 2012
Currency Exchange Loss:
Aug 17, 2013