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Aydibegim is 29 years old. She is married and raising two children. Her family lives under some very difficult economic and psychological conditions. Her husband left for the Russian Federation to find employment as a migrant worker but he is not sending any money to help provide for the children. She therefore tries to support the family by herself, without counting on any help from her husband. She, alone, buys food, clothes for herself and the children, wood and coal for the winter. She, alone, also has to pay for the children's school fees and to cover other expenses which require a lot of money. She doesn't receive any money from her parents either, because their small income does not allow them to help.

After looking at her options, Aydibegim has decided to focus on setting up her own business. To this end, she enrolled in a course entitled "Achieving Success", organized by the Association of Business Women, and from which she has earned a certificate. She can now start her business for good and become a successful entrepreneur. She wants to get involved in animal husbandry, because she has experience in this field. She will use her earnings to give her children a good education and to ensure that they eat a high-calorie diet.

She is requesting a loan of 3,000 somoni to buy livestock to start her new business. Aydibegim and her daughter are awaiting your kindness.
View original language description ↓
Айдибегиму 29 лет. Она замужем и на воспитании имеет 2 детей. У нее очень трудное экономическое и моральное состояние семьи. Ее муж уехал в Российскую Федерацию как трудовой мигрант, и не помогает Айдибегиму деньгами для обеспечения детей. Айдибегим сама старается обеспечить детей и не надеется на мужа. Она должна купить продукты питания, одежду для себя и для детей, дрова и уголь для зимовки, оплатить за учебу детей и прочие расходы, которые требуют массу средств. Даже ее родители не могут помочь ей, так как их доход не позволяет для этого. Айдибегим сосредоточилась своими идеями и решила организовать свой бизнес. С такой целью она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Теперь она вполне может организовать свой бизнес и стать успешной в этой сфере. Она хочет организовать бизнес животноводством, так как имеет опыт в этом виде бизнеса. От полученного дохода она планирует обеспечить своих детей с хорошим образованием и высококалорийными продуктами питания. Она запрашивает займ на сумму 3000 сомони для покупки скота, чтобы организовать новый бизнес. Айдибегим и ее девочка ждут вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 220
    View loans »
    Tajikistan Loans Fundraising
  • $32,074,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Aydibegim to buy cattle to start a new business.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 14, 2012
Nov 23, 2012
Currency Exchange Loss:
Dec 17, 2014