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Update on Imilya

Imiliya sells women's clothes and shoes. She used a previous loan to expand her store's stock and was able to earn additional profits, which she used to improve her living conditions.

This loan is needed to purchase women's winter clothes and boots. Imilya hopes that a wide selection of goods will attract more customers.
View original language description ↓
Имилия торгует женской одеждой и обувью. Она использовала предыдущий кредит для расширения ассортимента и смогла получить дополнительную прибыль, которую потратила на улучшение своих жилищных условий.

На этот раз кредит понадобился для закупки зимней женской одежды, а так же зимних женских сапог. Имилия надеется, что большой ассортимент товара привлечет больше покупателей.

Previous Loan Details

Imilya is divorced. She sells various kinds of clothing - jeans, socks, sportswear, etc., at a downtown market in the city of Berdyansk. She has been in this business for three years and, in this short time, has been able to develop her business well. She has very good business location, a large ... More from Imilya's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 6
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Imilya to buy winter women's clothes and boots.
100% repaid
Repayment Term
3 months (Additional Information)
Repayment Schedule
At end of term
Nov 16, 2012
Nov 26, 2012
Currency Exchange Loss:
Jan 15, 2013