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Saturnina is from the village of Dimaluna, Ozamiz City. She is 45 years old, married, and has two adult and two school-aged children. Saturnina owns and operates a sari-sari (variety) store selling home products. She has been engaged in her business for eleven years and earns approximately 3,000 PHP a month. In July 2009, Saturnina joined PMPC. Saturnina is requesting a new loan of 50,000 PHP, which will be used to purchase additional products for her retail store and to buy coconut shelves to sell.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 330
    View loans »
    Philippines Loans Fundraising
  • $70,752,750
    Funds lent in using Kiva
  • 41.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Saturnina to purchase coconut shelves and additional products for sari-sari store.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 23, 2012
Nov 23, 2012
Currency Exchange Loss:
May 17, 2014