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Alma is 29 years old and a divorced Roma woman who suffered in her marriage, according to her. After her divorce about two years ago, she switched her focus on herself and has been feeling happier since. She started buying and selling used clothes in the city where she resides at the local market of the Roma community.

According to Alma, she has been doing well and has made a good income. She now wants to stock up on more quality items and this is the reason why she needs this loan which would be her first one.

Alma’s longer term goals include getting remarried, having children and opening a store to sell. But for now she is okay with what she’s been doing.

Additional Information

More information about this loan

Roma and Egyptian populations living in Albania are considered vulnerable from a socioeconomic perspective and this loan would be used to support them.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 11
    View loans »
    Albania Loans Fundraising
  • $3,248,775
    Funds lent in using Kiva
  • 109.0
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Alma to stock up on quality used clothes and other items.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 21, 2012
Nov 26, 2012
Currency Exchange Loss:
Apr 16, 2014