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Fatima is a 37-year-old widow, raising three children, two girls and a son. Fatima's husband died suddenly. They started their own business together, but after his death she was left alone with the children with all of life's problems. The local administration paid benefits for a single mother of 3,500 KGS.

Despite all the problems, she remains cheerful and upbeat. She firmly believes in the bright future of her family.

As the main source of the family's income, Fatima engages in raising livestock. Begun ten years ago, she and her husband bought a cow for 8,000 som (KGS) and today on her homestead she has two dairy cows and a horse. Her monthly income from the homestead is about 6,000 som (KGS).

With the goal of developing her business, Fatima appealed to Bai-Tushum and Partners for a loan of 50,000 som (KGS) to buy one cow and five sheep. Fatima plans to use the income to further expand her homestead and would like to buy furniture for the home.
View original language description ↓
Фатима 37 лет, воспитывает троих детей двух девочек и одного сына.Фатима вдова, муж Фатимы скоропостижно скончался. Они начинали свой бизнес с мужем, после его смерти она осталась с детьми одна со всеми житейскими проблемами.Местная администрация выплачивает пособие, так как она мать одиночка, в сумме 3,500 KGS. Несмотря на все проблемы она остается все такой же жизнерадостной и веселой. Она твердо уверена в светлое будущее своей семьи. Фатима в качестве основного источника дохода для семьи занимается животноводством. Начатое 10 лет назад они с мужем купили 1 корову за 8,000 сом (KGS) на сегодняшний день у неё в хозяйстве имеется 2 дойные коровы и 1 лошадь. Ежемесячная прибыль от хозяйства составляет около 6,000 сом (KGS). В целях дальнейшего развития своего бизнеса, Фатима обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на покупку 1 коровы и 5 голов овец. Доходы Фатима планирует вложить в дальнейшее увеличение хозяйство и хотела бы приобрести мебель для дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 67
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 47.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Fatima to purchase a cow and sheep.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 31, 2012
Nov 23, 2012
Currency Exchange Loss:
Nov 17, 2013