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Ethel is separated with 3 children. She is 46 years old and lives in Dolipos Alto, Oroquieta City. To earn a living, she has a sari-sari (variety) store. She has had this business for 10 years. Each month, she earns approximately PHP 8,000.

She has been a member of PMPC for 2 years. She has requested a loan of 10,000 PHP. In the future, Ethel hopes to have more savings.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 390
    View loans »
    Philippines Loans Fundraising
  • $66,089,900
    Funds lent in using Kiva
  • 41.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Ethel to add capital for her sari-sari store.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Nov 13, 2012
Nov 23, 2012
Currency Exchange Loss:
Sep 17, 2013