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Indira is 33 years old, married, and has three children. According to the mother, the elder son is studying in the fifth class. He is very serious and clever. Her daughter and second son will soon go to school, but they are not like their brother and they love to play around and make noise.

As income for the family, Indira engages in the food trade. Thanks to her hard work, Indira's activities can bring in about 20,000 som per month, which covers the basic costs of food and household needs for the family. Given the special friendliness of the shop owner and a good assortment of products, Indira has many customers visiting her store, which requires the participation of her whole family in the business.

In addition to the store, Indira also has a public bath which in turn generates an additional 10,000 KGS per month.

In order to further develop her business, Indira appealed to Bai-Tushum and Partners for a loan of 90,000 som (KGS) to increase her inventory at the store and the expansion of the bath. Indira will use income from the loan to invest in a further increase in her business and in the long term to build a big house for her family and a barn for livestock.
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Индире 33 года, замужем, имеет 3 детей. По словам матери, старшый сын Индиры учится в 5 классе, он очень серьезный и умный. Дочь и сын скоро пойдут в школу, но они не такие как их брат, они любят баловаться и шуметь. Индира в качестве дохода для своей семьи, занимается торговлей продуктами питания. Благодаря упорному труду Индире, ее деятельность позволяет приносить около 20,000 сом в месяц, что служит основой для покрытия расходов на питание и бытовые нужды семьи. Учитывая особую приветливость хозяйки и хороший ассортимент товаров, Индира имеет большое количество посещающих ее магазин клиентов, что потребовало участия всей ее семьи в бизнесе. Кроме магазина у семьи Индиры имеется общественная баня. Что в свою очередь приносить дополнительные 10,000 KGS в месяц. В целях дальнейшего развития своего бизнеса, Индира обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 90,000 сом (KGS) на увеличение товара оборота в магазине и расширение общественной бани. Доходы от кредита Индира планирует вложить в дальнейшее увеличение своего бизнеса, чтобы в перспективе построить большой дом для своей семьи, сарай для скота.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 63
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 47.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,925 helped Indira to purchase more goods for sale.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 29, 2012
Nov 23, 2012
Currency Exchange Loss:
Nov 17, 2014