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Elvira is a hard-working entrepreneur who has a buy-and-sell rice business in the Philippines. She has been in this business for eight years. Elvira earns additional income from farming sugar cane.

Elvira is borrowing 24,000 PHP through NWTF to purchase sacks of rice to sell in her business. She has been sustaining her business activities through her own efforts with the help of loans from NWTF. Elvira dreams of saving enough to buy more farmland in the future.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 359
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 41.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Elvira to purchase sacks of rice to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 29, 2012
Nov 23, 2012
Currency Exchange Loss:
May 17, 2013