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This is Helen, 47, a resident of Silang, Cavite, Philippines. She is a mother, married to Abner, a chopper. With her husband, she manages their household while operating the business. She works hard to provide income for their everyday expenses.

Helen oversees the operations multicab transportation business. She owns one multicab (12-14 person capacity). A multicab is practical utility vehicle. It can also be used for product deliveries but now is mostly used for passenger transportation. The driver pays boundary (daily quota) each day. Her regular customers are her neighbors in the local community. She earns a minimum of PHP 1000 per day.

To help her continue operating her business, she is requesting a PHP15,000 loan. She will be using the loan to buy spare parts, and to pay for maintenance work on her multicab unit. She expects a boost in her business income as she expands her business.

Helen dreams to have a good life and hopes to expand her business. She faithfully meets with her co-fellowship members each week to share stories of her work and to draw strength and inspiration from the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 331
    View loans »
    Philippines Loans Fundraising
  • $70,627,050
    Funds lent in using Kiva
  • 41.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Helen to pay for spare parts and for the maintenance of her multicab unit.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Nov 13, 2012
Nov 25, 2012
Currency Exchange Loss:
May 17, 2013