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Denia Melissa
Denia, 24, is a single mother who lives with her son in a suburban neighborhood of San Pedro Sula. Previously, Denia worked for a private company. Two years ago, she started up her own grocery store business with her savings where she sells grocery products such as: bread, butter, condiments, sweets, chips, spice mixes, sugar, rice, soap, flour, corn, beans, etc. In the evenings, she also sells fast food such as fried chicken with plantains, tacos and baleadas (wheat tortillas filled with beans and cheese) to get some extra income.

Denia is now requesting a loan for 10,000 Honduran lempiras to capitalize her business so that she can stock it with the food products she lacks, and also offer a greater variety of products to her customers. Her plan is to continue to grow her business so that she can improve her standard of living.
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Denia tiene 24 años de edad, es madre soltera, vive con su hijo en una colonia suburbana de San Pedro Sula. Denia anteriormente trabajaba en la empresa privada y hace dos años inicio su propio negocio de pulpería con sus ahorros, donde vende productos comestibles como pan, manteca, condimentos, dulces, churros, salsinas, azúcar, arroz, jabón, harina, maíz, frijoles etc. además por la noche vende comidas rápidas como pollo frito con tajadas, tacos y baleadas para obtener otros ingresos. Actualmente ha decidido solicitar un préstamo por 10,000 Lempiras para capitalizarse y surtir el negocio de productos comestibles que hacen falta y poder ofrecer variedad a sus clientes. Su plan es que el negocio siga en crecimiento para poder mejorar su nivel de vida.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 52
    View loans »
    Honduras Loans Fundraising
  • $9,868,000
    Funds lent in using Kiva
  • 19.8
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Denia Melissa to stock up her business with staple consumer products such as: corn, beans, rice, butter, flour, bread, cleaning products, etc.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Nov 14, 2012
Nov 23, 2012
Currency Exchange Loss:
Sep 17, 2013