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Update on Norma

Norma still has a cattle business. She raises cows, fattens them, and sells them at fairs. She has had this business for 6 years. Her dream is to grow her cattle business. In her free time she likes to bake cakes. She is requesting a loan to purchase a cow and to purchase feed for her cattle. She is happy with the loan and promises to make her payments.
View original language description ↓
La socia se sigue dedicando al negocio de ganaderia,la socia cria vacas los hace engordar y luego los vende en las ferias,la socia ya tiene 6 años en este negocio,el sueño de la socia es ampliar el negocio de ganaderia,en sus tiempos libres a la socia le gusta preparar tortas.La socia solicita el credito para comprar un ganado y comprar alimento para los ganados.

La socia esta contenta con el credito y se compromete a cumplir los pagos de su cuota.

Previous Loan Details

The member, Norma, continues with her livestock farming, raising cows that she later sells at the Friday market or to customers on an order basis. She has been in business for quite some time and it is going well thanks to the hard work she puts into it every day, allowing her to provide for her... More from Norma's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 84
    View loans »
    Peru Loans Fundraising
  • $63,759,475
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Norma to purchase a cow and to purchase feed for her cattle.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 24, 2012
Dec 1, 2012
Currency Exchange Loss:
Mar 15, 2013