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Ana Bertila
Ana is 34 years old. She is a widow and lives with her mom and 3 daughters. She is a very hardworking and responsible person. She works as an employee in a bakery where she makes bread. As it is quite busy at work she has to leave the house very early in the morning, and gets home late. This is her daily routine.

Ana feels that, although it is hard and heavy work, she has to get used to it and to adapt because this is the only way she can sustain her family. She is a single mother and so it is her responsibility to provide for her daughters, along with her mom, as the father of her girls died a long time ago. She walks to work, which takes 20 minutes. To arrive at the bakery at the right time she has to get up early, and she must leave her mother to look after the household chores.

The loan she is requesting is to buy sand and cement, and to pay a builder, as they are repairing their house. They have run out of materials to continue the work, which they have put a lot of effort into until now. Her first priority is to be able to buy the materials she needs. In this way she can finish the work on the house quickly.

With the loan their lives will improve enormously, because Ana will be able to finish the repair work on the house. Then their home will be a more comfortable and pleasant place for herself, her mother and her daughters to live.

In the future she wants to continue to work hard. She wants to give her daughters the education she could not have because she had to work from a young age. She wants her daughters to have a better life. She hopes that they will become hardworking and respected women; capable of doing work, no matter how hard the job is, as she has done herself up to now and will continue to do so.
View original language description ↓
Doña Ana es una mujer de 34 años de edad, es viuda y vive junto a su mamá y sus 3 hijas. Ella es una persona muy trabajadora y responsable, se dedica a la elaboración de pan en una panadería en la cual ella es empleada y como el trabajo es bastante ajetreado le toca madrugar y salir hasta ya muy tarde y esto es a diario ella siente que aunque es muy duro y pesado el trabajo se tiene que acostumbrar y adaptar porque de otra manera no puede llevar el sustento a su familia, ya que por ser madre soltera a ella le corresponde sacar adelante a sus hijas junto a su mamá ya que el padre de las hijas falleció hace mucho tiempo.
Para llegar a su trabajo tiene que caminar a pie unos 20 minutos para poder estar a la hora exacta en la panadería tiene que madrugar, ya que también tiene que dejarle a la mamá encaminados los oficios domésticos en el hogar.
El préstamo que solicitando, es para la compra de arena, cemento, pago de albañil, ya que están reparando su casa y se han quedado sin el material para poder continuar con el trabajo que están realizando con mucho esfuerzo por parte de ellas.
La principal necesidad que será satisfecha, es que podrá comprar los materiales que necesita y de esa manera terminara más rápido el trabajo que están realizando en su casa.
Su vida mejorara grandemente ya que con el crédito, podrá terminar la reparación de su casa y así tendrá un hogar más cómodo y acogedor donde ella junto a su madre e hijas puedan vivir.
En un futuro ella desea seguir trabajando muy duro y darle a sus hijas la educación que ella no pudo recibir ya que le toco trabajar desde temprana edad, quiere que sus hijas tengan una mejor vida y suerte que sean una mujeres muy respetadas y trabajadoras capases de realizar un trabajo por muy duro que este sea, así como lo ha hecho ella hasta ahora y lo seguirá haciendo.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $7,500
    Average annual income
  • 697
    View loans »
    El Salvador Loans Fundraising
  • $29,576,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ana Bertila to buy sand and cement, and pay a builder, as they are repairing their house.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 7, 2012
Listed
Dec 1, 2012
Currency Exchange Loss:
N/A
Ended:
Dec 17, 2015