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Razia's Group
In this Group: Razia, Naseem, Zakia, Mahfooz, Bashiran
Razia B., wife of M.S., has been living in Chichawatni for the last 30 years. She lives in a two story house. She has six sons. She needs a loan for her son who has just completed the Electrician course, and is willing to start his own shop. Razia B. wants to invest the loan amount in her son’s shop where he performs his skills.

She has been joined in her loan group by a few other women: Naseem B. wants a loan to start a workshop; Zakia B. wants a loan to buy a donkey cart; Mahfooz B. wants a loan to start a fruit business; Bashiran B. wants a loan to buy a van on installments.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 345
    View loans »
    Pakistan Loans Fundraising
  • $16,484,900
    Funds lent in using Kiva
  • 69.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Razia's Group's $1,375 loan helped a member to give expansion to their businesses.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 15, 2008
May 28, 2008
Currency Exchange Loss:
Jul 15, 2009