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Vírginia Del Carmen
Virginia is 44 years old and married with four children. She has been living with her husband and kids in a rented home for eighteen years. She is a very hard worker. She sells cosmetics and lottery for a living, and this is a very good source of income for her. Her dream is to see her house finally finished, but because of the high cost of living she has not been able to finish building it, which is why they have to rent and live exposed to anything that might happen to her and her family at their current home.

The loan she is requesting from Fundación Campo is to purchase cables and lamps and to pay for having electricity installed. Her father has given her a piece of land for her to live on and her house has already been built, but it still needs electrical power. This loan will allow her to install it by enabling her to purchase all of the materials she needs at once so that she can get them at a better price. Plus she will have enough cash available to pay the installers.
View original language description ↓
Virginia tiene 44 años de edad, es casada y tiene cuatro hijos. Vive junto a su esposo e hijos en una casa alquilada desde hace 18 años. Ella es una persona muy trabajadora se dedica al comercio de cosméticos y a la venta de lotería esto le produce unos muy buenos ingresos de dinero ella sueña con ver terminada su casa pero por el alto costo de la vida no ha podido terminar de construir su casa y tienen que andar alquilando y exponiéndose a que cualquier cosa le pueda pasar ha ella y su familia en la casa que están viviendo actualmente.

El préstamo que esta solicitando a Fundación Campo, es para comprar cables, lámparas y pago de mano de obra para la instalación de la luz eléctrica. Debido a que su padre le ha dado un terreno para que pueda vivir ya tiene construida su casa pero le falta la luz eléctrica y con la ayuda del crédito la podrá realizar.
La principal necesidad que será satisfecha es que podrá comprar todos los materiales que necesita de una sola vez y así obtenerlos a un mejor precio, además que dispondrá del efectivo para pagarle al encargado de la instalación.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $7,500
    Average annual income
  • 458
    View loans »
    El Salvador Loans Fundraising
  • $31,312,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Vírginia Del Carmen to buy cables and lamps, and to pay for the labor involved in installing electricity.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Oct 29, 2012
Dec 1, 2012
Currency Exchange Loss:
Jan 19, 2013