Funded

Total loan: $1,625
Powered by 49 lenders

Maria Clementina

Chile
Padre Las Casas, Chile / Beauty Salon

A loan of $1,625 helped to buy hair color stripper, oxidant, dyes, and coffee.


Maria Clementina's story

Maria is part of the communal bank “Los Luceros”, belonging to the municipality of Padre de Las Casas, situated in the city of Temuco.

She has made a living through heading a hairdressing salon for six years. She comments that she works at home from Monday through Saturday, and that her schedule is distributed according to her availability. She specifically cuts, styles, and dyes hair.

She buys her merchandise in a distributor that specializes in the sale of beauty products. Furthermore, she will sell coffee. With the loan she will buy hair stripper, oxidant, dye and coffee.

One of Maria’s goals is to continue hairdressing and selling coffee to her clientele, and therefore generate a higher income to give her family good economic well-being and aim for a better quality of life.

Maria lives with her husband and two children aged 23 and 17 who are studying. Many of her dreams are at a personal, family, and work level, but what she wishes for most is to give a good education to her children so that they have a stable profession.

She is very happy and appreciative of the opportunity that Fondo Esperanza has provided her since it has permitted her to invest in her business. Furthermore, she feels very comfortable in the company of the rest of the entrepreneurs of the group of the communal bank, since they share different activities and interests, which also have served her as moments of distraction. With respect to the training imparted in the meetings, she has learned the best way to manage her business.

Padre Las Casas is a municipality in the south of Chile, neighboring the city of Temuco in the Araucanía region. Its name was given in honor of the Spanish priest Bartolomé de Las Casas, who was a defender of the native peoples during the conquest of America. This community features a large Mapuche population. Its economy is based on agroindustry and commercial services.

Translated from Spanish by Kiva volunteer Sarah Tyler



Loan details

Loan length:

8 months
Disbursed date: November 23, 2012
Facilitated by Field Partner: Fondo Esperanza

Lenders and lending teams



Loan details

Loan length:

8 months
Disbursed date: November 23, 2012
Facilitated by Field Partner: Fondo Esperanza