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Leónides, forty-six, lives with his partner and their children in their own house. For several years he has earned his living by farming and fishing. He's a modest, determined, and persistent man. He wants a better future for himself and his small family, which is most important to him and impels him to seek better opportunities in life. He lives in a very modest area of the country and his house doesn't have electricity. In these times that's a basic home necessity and Leónides is sure that it's indispensable if his family is to have a better quality of life. That's why he decided to seek a loan from Integral. The loan will allow him to buy a low-cost energy-saving lamp that will provide an effective solution for the home environment because it is priced accessibly and, because it uses renewable energy, it's exactly what he needs to light his house at night. He is really excited and appreciates the support. He assures us that he'll pay it off and at the same time he hopes God will grant his family the full life they deserve.
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Leónides de cuarenta y seis años de edad vive junto a su compañera de vida y sus hijos en casa propia, él se dedica a la agricultura y pesca desde hace ya varios años, es un hombre humilde, decidido y luchador quiere un futuro mejor para el y su pequeña familia que es lo mas importante y lo que la impulsa a buscar mejores oportunidades de vida, habita en una zona muy humilde del país y en su vivienda no posee luz eléctrica, en estos tiempos es una necesidad básica para el hogar y Leónides esta seguro que es muy indispensable para que su familia tenga una mejor calidad de vida por eso se decidió a solicitarle a INTEGRAL un credito que le permita comprar una lámpara ahorrativa ecológica que le brinde una solución efectiva para su entorno ya que es a un precio accesible, y además con energía auto renovable, es exactamente lo que el necesita para que exista luz por la noche en su vivienda. Leónides esta muy agradecido y entusiasmado con el apoyo, asegura que cancelara la deuda y a la vez tiene la esperanza en Dios que le ofrecerá a su familia una vida plena como se la merecen.

Additional Information

More information about this loan

This loan will help a low-income family purchase environmentally-friendly goods and equipment, including solar products (lights, water pumps, heaters), biodigesters, energy-efficient light bulbs and gas stoves. Lacking electricity, many people in rural El Salvador are forced to use firewood for cooking and kerosene for lighting, expensive solutions that endanger their health and well-being. By funding this loan, you are providing access to greener, healthier alternatives.

This Kiva loan will be either be a cash laon or an in-kind loan.  An in-kind loan is used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $7,500
    Average annual income
  • 579
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $150 helped Leonides to buy a low-cost energy saving lamp.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 31, 2012
Nov 22, 2012
Currency Exchange Loss:
Dec 19, 2013