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Josefa De Jesús
For 24 years, Josefa de Jesús has had a business selling popular products and staple goods. Her business is located in one of the markets in León department. She leaves her house at 4:30 AM and opens her business at 5:00 AM, closing at 5:00 PM. She is the mother of four children. She performs this work in order to help her husband sustain their family.

Josefa de Jesús will use this loan to buy raisins, capers, sauces, garlic, bananas, taro, potatoes, onion, cucumber, lettuce, rice, beans, sugar, oil and soap, as these are the products that her customers are demanding as Christmas approaches.

Josefa de Jesús has increased her inventory with the loans she has received through CEPRODEL. She dreams that her daughter will have a good career and of finishing her house.
View original language description ↓
La Señora Josefa de Jesús, tiene un negocio de venta de productos populares o de primera necesidad ubicado en unos de los mercados del departamento de León desde hace 24 años, sale de su casa a las 4:30 am y abre su negocio a las 5:00 am cerrándolo a 5 pm. es madre de cuatro hijos, realiza este trabajo para ayudar a su esposo con el sustento de la familia.

Josefa de Jesús, utilizara este crédito para comprar pasas, alcaparra, salsas, ajo, plátanos, quequisque, papa, cebolla pepino, lechuga, arroz, frijoles, azúcar, aceite y jabón, ya que estos productos lo están demandando sus clientes debido a que se aproxima la navidad.

Josefa de Jesús, ha incrementado su inventario con los préstamos que ha financiado Ceprodel, ella sueña que su hija logre a coronar su carrera y terminar de mejorar su vivienda.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 47
    View loans »
    Nicaragua Loans Fundraising
  • $26,293,200
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Josefa De Jesús to buy raisins, capers, sauces, garlic, bananas, taro, potatoes, onion, cucumber, lettuce, rice, beans, sugar, oil and soap.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 15, 2012
Dec 1, 2012
Currency Exchange Loss:
Dec 21, 2013