A loan of $2,275 helped a member to purchase cows.

Bhawani Shankar Group's story

In the year 2010 Bhawani Shankar, a Joint Liability Group, was formed by four women of Bhawanipatna town of Kalahandi district in Odisha, India with an objective to add some extra income to their family by taking out a loan from Mahashakti Foundation. Babita is one of them. The lady standing second from left with yellow sari is Babita. She is 38 years of age, and is a straightforward, confident and hardworking lady, living with her husband, one son aged 15, and two daughters aged 17 and 12 who are studying in college.

Babita is running a dairy farm with 15 cows. Her husband helps her in nurturing the cows and the milk supply. The primary work of Babita is to clean the cow shed every morning and keep the shed clean. Babita gets 20 liters of milk daily and supplies it to a sweet stall in her town. She gets payment from the stall owner on weekly basis. Babita earns a monthly net income of 6000 Indian Rupees (INR) but it is not sufficient to manage her household expenses along with the educational expenses of her children. Therefore to earn some extra income Babita has planned to utilize the present loan for purchasing another two cows of an improved variety. Babita has a dream to save some money for the marriage of her daughters and to construct a house.

The other three members Ratnamala, Bindu and Sabita are selling dry food at wholesale, an auto repair and servicing center, and a tailoring center. Since inception Babita has been managing her group with utmost sincerity and earned a very good repute in her locality.

In this group: Babita, Ratnamala, Bindu, Sabita

Loan details

Lenders and lending teams

Loan details