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Rui is unmarried and is the father of one son who goes to school. He lives in his own home with his family and doesn't support anyone else besides them. He works as an administrative technician in one of the state's institutions. He will use this loan to buy construction materials (cement, sand, iron, wire, blocks, etc.) to continue adding onto his home. In the future, he hopes to improve his quality of life and to look for other sources of income. To do this, he promises to make his payments on time so he can request more loans from Hluvuku. His goal is to finish his home and to be able to form a family officially.
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Solteiro e pai de 1 filho que já frequenta Escola, vive na casa própria com a sua família e não sustenta mais ninguém.
Trabalha como técnico administrativo numa das instituições do Estado. Com este empréstimo pretende comprar material de construção (cimento, areia, ferro, arame, blocos e outros) para dar continuidade com ampliação da sua casa.
No futuro espera melhorar o seu nível de vida buscando outras fontes de aumento da receita, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é terminar a sua obra e conseguir constituir uma família oficialmente.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 7
    View loans »
    Mozambique Loans Fundraising
  • $3,043,150
    Funds lent in using Kiva
  • 30.2
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Rui to buy construction materials (cement, sand, iron, wire, blocks, etc.) to continue adding onto his home.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 7, 2012
Dec 1, 2012
Currency Exchange Loss:
Mar 23, 2013