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René is the father of two children who go to school. He lives in his own home with his family and doesn't support anyone besides them. He is in the military and is part of the Ministry of Defense. He will use this loan to buy construction materials (iron, stone, cement, sand, blocks, etc.) to continue adding onto his home. In the future, he hopes to get his driver's license so he can work as a driver. To do this, he promises to make his payments on time so he can request more loans from Hluvuku. His goals are to finish his home and to change professional careers.
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Casado e pai de 2 filhos já frequentam Escola, vive na casa própria com a sua família e não sustenta mais ninguém.
É militar e quadro do Ministério da Defesa e com este empréstimo pretende comprar material de construção (ferro, pedra, cimento, areia, blocos e outros) para dar continuidade com a ampliação da sua casa.
No futuro deseja tirar carta de condução para trabalhar como motorista civil, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é terminar a sua obra e mudar de carreira profissional.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 36
    View loans »
    Mozambique Loans Fundraising
  • $3,096,400
    Funds lent in using Kiva
  • 30.2
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped René to buy construction materials (iron, stone, cement, sand, blocks, etc.) to continue adding onto his house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 7, 2012
Dec 1, 2012
Currency Exchange Loss:
Mar 22, 2013