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Ms. Sharifan is a 56-year-old married woman. She had a difficult time after her husband's business failed. She decided to work with her husband and to support her family for a better future.

Two years ago she began embroidery work in her house for the people living in her community. She started the business of hand embroidery, and uses the income to support her entire family. However, due to lack of availability of funds, she is unable to meet the daily demands of her customers. For this she has requested a loan of PKR 40,000 from the Kashf foundation.

Ms. Sharifan has been in association with Kashf for six years and shown excellent repayment behavior. She intends to use this loan amount to buy raw material including pearls, sequins and spools of threads in various colors for her embroidery to increase her revenue.

She desires to spend any earned income on the betterment of her family members.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 298
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 96.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Sharifan to buy raw material including pearls, sequins and spools of thread in various colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 13, 2012
Dec 1, 2012
Currency Exchange Loss:
Nov 17, 2013