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Maheswar is a 32-year-old physically challenged person living with his family in a small village in Odisha, India. His family consists of his wife; his one daughter, age 15; and one son, age 8. His wife is a homemaker and his children are continuing their schooling. He is the only earning person in his family. To support his family, he started a variety shop in the market which is two kilometres from his home. Whatever he earns from this activity is used for consumption purposes and is not sufficient for them to live happily and afford all necessities of life.

Maheswar sells packaged items like biscuits, cakes, wafers, chocolates, betel, etc., in his shop. He goes to the market to purchase the items for his shop very frequently. But, due to lack of funds, he is not able to meet the growing demand of his customers and compete with his competitors.

Maheswar has requested a loan of 30,000 Indian rupees (INR) to purchase stock of what he sells in bulk and purchase snacks like varieties of chocolates, wafers and bakery items for his shop. He needs to meet the market demands and compete with his competitors. He hopes to enlarge his business and construct a concrete house for his family.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 81
    View loans »
    India Loans Fundraising
  • $6,091,475
    Funds lent in using Kiva
  • 55.0
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $550 helped Maheswar to pay for purchasing chocolates, wafers and bakery items for his shop.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Nov 17, 2012
Nov 22, 2012
Currency Exchange Loss: