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Update on James

James is a 36-year-old taxi driver. He has been in the taxi business for the past 3 years, and earns a monthly income of 12,000 KES, which he uses to support his family. He used his previous loan to service his taxi.

James is applying for his fourth loan from KADET LTD after repaying the previous loans successfully. He will use the loan to buy a new motorbike.

He intends to use the anticipated profits to pay his children’s school fees. His dream is to own many cars and motorbikes for hire.

Previous Loan Details

James is a 35 year old taxi driver. He and his wife Ann are blessed with two children who are in school. He has been in the taxi business for the past 2 years, and earns a monthly income of KES 10,000, which he uses to support his family. James is applying for his third loan with KADET, after... More from James's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 560
    View loans »
    Kenya Loans Fundraising
  • $49,820,425
    Funds lent in using Kiva
  • 85.7
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped James to buy a new motorbike.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 7, 2012
Nov 22, 2012
Currency Exchange Loss:
Nov 17, 2013