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Havasmo lives in the Pyandj region. She is 37 years old, married, and the mother of six children. She makes a living working as a dressmaker and sewing traditional Tajik clothing. She takes orders and works from home. Havasmo has been involved in sewing for three years. She is taking a loan to purchase a new sewing machine, which will help her to continue her activity.
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Хавасмо проживает в районе Пяндж. Ей 37 лет. Она замужем. У нее шестеро детей. Хавасмо портниха. Она шьет национальные платья. Хавасмо берет заказы на дому. Таким образом она зарабатывает. Шитьем Хавасмо занимается три года. Она берет кредит для приобретения новой швейной машинки, чтобы продолжить свою деятельность.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 201
    View loans »
    Tajikistan Loans Fundraising
  • $31,100,325
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Havasmo to purchase a new sewing machine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 9, 2012
Nov 22, 2012
Currency Exchange Loss:
Dec 17, 2013