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This is Nenita, who is a 68-year-old resident of Intramuros, Manila, Philippines. She is married to Renato and is a mother to her children. She and her husband manage their household while operating their business. At this time, she works hard to continually provide income for her everyday expenses.

Nenita has a retailing business, where she sells different products such as scissors, knives, cutters and other products of the like. She also sells some vegetables. Her regular customers are her neighbours and the local community. She earns a minimum of 500 Philippine Pesos (PHP) in sales every day.

To help her continue the operations of her business, she is requesting for a Php14, 000 loan. She will be utilizing this loan to buy additional stock of products like knives, scissors, cutters and other products. She expects a boost in her business income as she expands her business.

Nenita hopes that her business will continue to be successful and dreams that her grandchildren will complete their studies. She faithfully meets up with her co-fellowship members to share stories of her work every week, where she can also draw strength and inspiration from the Word of God that she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 347
    View loans »
    Philippines Loans Fundraising
  • $65,920,300
    Funds lent in using Kiva
  • 41.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Nenita to pay for additional stock of products like knife, scissor, cutter and other products needed in her business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Nov 7, 2012
Nov 22, 2012
Currency Exchange Loss:
May 17, 2013