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Mrs. Etiennette K. was born April 17, 1972 in Cotonou, in the Atlantique du Sud department in Benin. She is married to Mr. Julien Houinsou, a freight agent at the Autonomous Port of Cotonou, and has two children who still live at home. For five years, she has been selling firewood and coal used by most households in Cotonou who often do not have enough money to buy household gas. For firewood, she often buys tree trunks that are then chopped. With an excellent record in this line of business, she is requesting this loan to purchase wood. She holds the monopoly on firewood in her neighborhood, where households often use firewood for cooking.

Translated from French by Kristina Jackson, Kiva Volunteer.

Dame K. Etiennette est né le 17 avril 1972 à COTONOU dans le département de l’Atlantique au sud du BENIN. Mariée à monsieur HOUINSOU Julien, transitaire au Port Autonome de COTONOU, elle a deux enfants à sa charge. Depuis 5 ans, elle commercialise du bois de chauffage et du charbon utilisés par la grande majorité des ménages de Cotonou ne disposant pas très souvent de moyens financiers pour se procurer le gaz domestique. Pour le bois de chauffage, elle achète très souvent des troncs d’arbres qui sont par la suite fendus. Ayant fait ses preuves dans ce secteur d’activité, elle sollicite ce crédit afin de s’approvisionner en bois. Elle se trouve dans une situation de monopole dans son quartier où les ménages utilisent le bois de chauffage pour faire la cuisine.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 415.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Etiennette purchase of one truckload of firewood.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 9, 2008
May 24, 2008
Currency Exchange Loss:
Jul 15, 2009