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Sokhat's Group
In this Group: Sokhat, Chich
Sokhat is 26 years old. She is married with two dependent children who are too young for school, and lives in a rural area of the Dambae district in Kampong Cham province. To support her family, she has been farming rice on one hectare of farmland for several years, and supplements her family’s income by selling grocery items. From her current business, she can earn about 19,000 KHR per day and can save about 10,000 KHR each day for future needs.

Sokhat has been with VisionFund for four cycles, while the other group member has been with VisionFund for two cycles. Sokhat completely paid back her previous loans, which she wisely used to better support her family. Now she and her fellow group member are applying for a new loan. As the group leader, she wants to use her portion of the loan to buy pesticides and fertilizer for her farmland and to buy more grocery items for resale. With this loan, she hopes to grow her rice in a healthy and timely way so as to make a better living, and also to send her children to school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 168
    View loans »
    Cambodia Loans Fundraising
  • $41,452,425
    Funds lent in using Kiva
  • 4,002.8
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sokhat's Group's $375 loan helped a member to buy pesticides and fertilizer for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Oct 23, 2012
Dec 1, 2012
Currency Exchange Loss:
Nov 19, 2013