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Originally from a rural area of the Sangke District in Battambang Province, Cambodia, Serm is 48 years old and widowed. She has six children, two of whom are dependent on her and still in school. She has struggled to feed her children by growing rice, coconuts, and mangoes in her local area. She has been engaged in this business for twenty years.

Serm is a first time borrower with Kiva’s partner, VisionFund. She is applying for a loan of US $800. She is going to use this loan to buy fertilizers for her farmland and use a portion of it to spend on labor costs. She hopes her crop yield will be profitable and productive so as to make a better living and keep her children in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 171
    View loans »
    Cambodia Loans Fundraising
  • $41,452,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Serm to buy fertilizers for her farmland.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Oct 23, 2012
Dec 1, 2012
Currency Exchange Loss:
Jun 17, 2013