A loan of $800 helped to buy fertilizers for her farmland.


Serm's story

Originally from a rural area of the Sangke District in Battambang Province, Cambodia, Serm is 48 years old and widowed. She has six children, two of whom are dependent on her and still in school. She has struggled to feed her children by growing rice, coconuts, and mangoes in her local area. She has been engaged in this business for twenty years.

Serm is a first time borrower with Kiva’s partner, VisionFund. She is applying for a loan of US $800. She is going to use this loan to buy fertilizers for her farmland and use a portion of it to spend on labor costs. She hopes her crop yield will be profitable and productive so as to make a better living and keep her children in school.



Loan details


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Loan details