A married parent of three children, Josephine works hard to support her family.
She has a greengrocer business in the Philippines. She earns additional income by carrying on a food eatery business and a general store, and by raising pigs. Josephine is borrowing PHP 15,000 through NWTF. She will use the loan to buy fruits and vegetables to resell in her greengrocer business.
Josephine has been sustaining her business activities through her past four loans from NWTF. She hopes that her hard work will help her to attain her dream -- to save enough money so that she could afford to send her children to college.
About Negros Women for Tomorrow Foundation
Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.