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Natalia Maria
Natalia, 20, started working at the age of 16 as an assistant, a job she’s still doing. She’s a student majoring in International Relations and Foreign Commerce. Her parents help her with the monthly university fees. She’s in the last year of course work and needs to pay her final fees in order to graduate and this is why she’s asking for a loan to pay said fees because this course is very important for her to develop in the knowledge she’s acquired. She thanks Kiva for helping young people attain their professions who want to get ahead by being professionals and entrepreneurs.
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Natalia tiene 20 años de edad, empezó a laborar a los 16 como edecán trabajo que desempeña en la actualidad, es estudiante de la carrera de relaciones internacionales y comercio exterior, sus padres la apoyan con el pago de la mensualidad de su universidad, está cursando su último año por lo que necesita pagar el curso de titulación para poder graduarse por eso ella solicita apoyo de crédito para pagar dicho curso que para ella es muy importante para el desarrollo de sus conocimientos adquiridos, agradece a Kiva por brindar apoyo a los jóvenes para lograr su profesión y que quieren salir adelante siendo profesionales y emprendedores.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 81
    View loans »
    Nicaragua Loans Fundraising
  • $25,792,450
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Natalia Maria to pay her final course fees.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Nov 17, 2012
Nov 21, 2012
Currency Exchange Loss:
Mar 17, 2014