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Rina Del Carmen
Rina is 36 years old, and lives with her family. She is an honest, kind and entrepreneurial woman who is known among her neighbors and community for being a hardworking person. Rina has many abilities and talents, and she works as a farmer and cultivates staple crops to generate income and make an honest living.

Rina wants to branch out and use some of the support from this loan to purchase chickens for resale. She hopes that this expansion of her business will be a blessing to her family. She plans to use the support from this loan to purchase seeds, fertilizers, pesticides, manure and other items for maintaining her crops. Rina hopes that this investment will strengthen and grow her business and crops, and she is grateful to God for this opportunity.
View original language description ↓
Rina de 36 años de edad vive con su familia. Es mujer muy emprendedora muy amable, honesta, y trabajadora con lo que mas le gusta hacer es muy conocida por trabajadora por sus vecinos cercanos. Rina es una mujer con muchas capacidades las cuales la hacen ver como una gran mujer se dedica a la siembra de insumos básicos, siendo esta su fuente de trabajo y es así como se gana la vida honradamente, también desea tener gallinas para venderlas y seguir siendo una bendición para su familia, es por eso que se acerco a INTEGRAL para solicitar un crédito y así comprar insumos básicos como : semillas, fertilizantes, pesticidas, abonos entre otros, y también las gallinas para luego venderlas . Espera que pronto su ayuda tenga respuesta y agradece a DIOS todo poderoso por gran bendición que recibirá.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 709
    View loans »
    El Salvador Loans Fundraising
  • $29,708,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Rina Del Carmen to purchase basic farming input items, including seeds, fertilizers, pesticides, manure and other items for her crops, as well as chickens for resale.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
At end of term
Nov 15, 2012
Nov 21, 2012
Currency Exchange Loss:
Apr 18, 2013