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Juan Ramon
Juan Ramón is 70 years old and lives together with his wife and his two small children. He is a very hard-working man who all his life has characterized himself as being responsible in his tasks and daily work. Thanks to his manner of being he has friends and people of good heart who help him to continue being a good honest man, happy and sincere. He is the only one who works in his home and this results in his being more responsible since his family having something to eat depends on him.

Juan is a farmer of basic inputs like beans, corn and rice but specifically for the farming of cucumber he humbly approached INTEGRAL to request a loan and be able to buy inputs for the sowing of cucumbers like: seeds, manure, fertilizers, sulphate of ammonium or others. He trusts that soon help will be received and he will be able to continue offering a good future to his family.
View original language description ↓
Juan Ramón de 70 años vive junto a su esposa y sus dos pequeños hijos, es un hombre muy trabajador que toda su vida se ha caracterizado por ser responsable en sus tareas y trabajos diarios, gracias a su manera de ser posee amigos y personas de buen corazón quienes le ayudan a seguir siendo un buen hombre honesto, alegre y sincero es el único que trabaja en su hogar y esto hace que sea mas responsable ya que de el depende que su familia tenga que comer. Juan se dedica al cultivo de insumos básicos como frijol, maíz, arroz pero específicamente al cultivo del pepino es por eso que humildemente se ha acercado a INTEGRAL para solicitar un crédito y poder comprar insumos para la siembra de pepinos como: semillas, abonos, fertilizantes,sulfato de amonio u otros. Confía en que pronto la ayuda sera recibida y podrá seguir brindando un buen futuro a su familia.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 531
    View loans »
    El Salvador Loans Fundraising
  • $31,742,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Juan Ramon to buy inputs for sowing cucumbers like: seeds, manure, fertilizers, sulphate of ammonium or others.
100% repaid
Repayment Term
4 months (Additional Information)
Repayment Schedule
At end of term
Nov 1, 2012
Nov 21, 2012
Currency Exchange Loss:
May 17, 2013