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Update on Philomena

Philomena is now 54 years old and living happily with her family. Her three children are 23, 20 and 14 years old. She sells clothing and has been in operation for a period of two years, getting an income of KES 15,000.

She is servicing her fourth loan of KES. 50,000 from KADET LTD after repaying the previous loan successfully and wishes to use this amount to purchase more clothing for resale.

She wishes to improve the living standards of her family and prosper in business.

Previous Loan Details

Philomena is 53 years old and married to Wesley Tai. They have three children who are 22, 19 and 13 years old. She practices dairy farming where she supplies milk to the local residents. She has been in the business for a period of 15 years, earning a monthly income of KES. 18,000. She has bo... More from Philomena's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 397
    View loans »
    Kenya Loans Fundraising
  • $50,248,925
    Funds lent in using Kiva
  • 85.7
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Philomena to purchase more clothing materials for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 20, 2012
Nov 21, 2012
Currency Exchange Loss:
Sep 17, 2013