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Kisa Kya Mukamama Group
In this Group: Martha, Olivia, Annet, Venesia, Ruth, Rose, Shadia, Justine, Annet, Eron
Annet is 38 years old, a member of Kisa Kya Mukamama group and a widow whose husband was murdered in 2009. She was left with her six children of which three go to school.
Annet operates a small restaurant along the Northern bypass where she earns a living for her family. She started this job in 1996 as supplement to the husband’s income before he passed on. Annet’s major clients are boda boda (a cycle equipped with a passenger seat) cyclists, builders and passers by along the road.
Her dream is to see her children successfully finishing school and getting good jobs.
Her major challenge is lack of capital which slows down the growth of her business. This does not only affect her business but also her family’s standard of living since she’s now the family bread winner.
Annet is very hardworking, social and honest. She will use the loan to buy utensils and food items for her restaurant in order to earn enough income to support her family and educate her children up to higher institutions of learning.The eleventh member at the back(second from the right) in the picture is the Ugafode Credit officer.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 181
    View loans »
    Uganda Loans Fundraising
  • $32,674,725
    Funds lent in using Kiva
  • 2,628.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Kisa Kya Mukamama Group's $1,425 loan helped a member to buy utensils and food items for the restaurant.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 16, 2012
Nov 26, 2012
Currency Exchange Loss:
Jul 18, 2013