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Hasmik lives in Aygezard village of Ararat region with her family. Together with her family, Hasmik is involved in agriculture. She keeps 15 chickens, 15 turkeys and also grows a large variety of fruit trees: peach, pear, apricot, apple and nut. With the requested amount, Hasmik will purchase 4 pigs, fertilizer and stakes for the grape orchard. This will help her to expand her business and cover some cultivation costs. The loan is very important for Hasmik because farming is the sole financial income for this family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 111
    View loans »
    Armenia Loans Fundraising
  • $16,727,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Hasmik to pay for 4 pigs, fertilizer, stakes for the grape orchard and cultivation costs.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 16, 2012
Nov 21, 2012
Currency Exchange Loss:
Dec 17, 2014