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Minati is a 43-year-old divorced lady living with her brother and sister-in-law. She owns and manages a dairy farm where she has one cow. She sells eight liters of milk per day and earns 3,000 INR per month. Her monthly income is not enough for her family. After she got divorced from her husband, she came back to her brother's house. She does not want to be a burden on him so she started selling milk in her village.
She wants to purchase two Jersey cows for her farm as the demand for cow’s milk has increased in the village. She also has a plan to repair the shed for her cattle and enlarge it.
She has requested a loan of 25,000 INR to purchase two cows and renovate the shed. In the future, she wants to enlarge her farm and sell more milk products like yogurt, butter etc.

She has a dream of giving a quality life to her family and saving some money for her future.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 85
    View loans »
    India Loans Fundraising
  • $6,091,475
    Funds lent in using Kiva
  • 55.3
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $475 helped Minati to purchase two cows for her dairy business.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Nov 15, 2012
Nov 21, 2012
Currency Exchange Loss: