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Update on Natalya

Natalia sells travel bags, purses, women's bags, belts and small briefcases. She is honest and punctual. She has already taken business loans, and has always repaid them on time. Like last time, Natalia is requesting a loan to buy belts and wallets. With the holidays fast approaching, Natalya is expecting business to pick up, and this is why she would like to increase her inventory.
View original language description ↓
Наталья продает походные сумки, кашельки, женские сумки, ремни, барсетки. Наталья - порядочная и пунктуальная. Она уже пользовалась бизнес кредитами и всегда вовремя делала выплаты, без опозданий. Как и в прошлый раз, Наталья просит предоставить ей кредит для закупки ремней и кашельков. Приближаются праздники и Наталья ожидает оживление торговли. Поэтому хочет увеличить свой товарный запас.

Previous Loan Details

Natalya sells in the central market. She has her own kiosk with bags, purses, traveler and traveling bags, and women's clutches. She has a wide range of goods. This time, Natalya needed a loan for a trip to the wholesale market in the city of Kharkov to buy and bring back men's and women's wa... More from Natalya's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 6
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.2
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Natalya to increase her inventory and buy belts and purses.
100% repaid
Repayment Term
3 months (Additional Information)
Repayment Schedule
At end of term
Nov 6, 2012
Nov 22, 2012
Currency Exchange Loss:
Jan 15, 2013