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Maa Santoshi Atma Mahila Group
In this Group: Subani , Sanjukta , Pravati , Janaki , Satyabhama , Radha , Khati , Buli , Suryamani , Rajani , Santilata
Subani is the leader of this group of entrepreneurs. Subani was born in the Khurda district of Odisha, India 48 years ago. The lady wearing a yellow and white colored sari standing second from the left in the photo is Subani. She is married and the couple has one child who is attending school.

For five years now, Subani has been selling rice, cooking oil, lentils, spices, onions, packaged food items like biscuits, cake etc. in her grocery shop.

Subani, along with her group members, has applied for a loan of 220,000 INR. With the help of this loan, they will be able to expand their businesses, make more sales and consequently improve their living conditions.

Subani will use her share of the loan to expand her business. She will buy biscuits, chocolate, lentils, rice, wafers, detergent, salt, pepper, shampoo, toothbrushes, tooth paste, etc. at wholesale to add to her current stock.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 76
    View loans »
    India Loans Fundraising
  • $6,083,775
    Funds lent in using Kiva
  • 55.3
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Maa Santoshi Atma Mahila Group's $4,000 loan helped a member to purchase biscuits, chocolate, lentils, rice, wafers, detergent, salt, pepper, shampoo, toothbrushes, tooth paste etc. for her grocery shop.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Nov 1, 2012
Nov 21, 2012
Currency Exchange Loss: