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Ms. Rasulan is a 47-year-old married woman. She has been running a milk sales business for five years. She looks after her buffaloes and collects milk every day. She serves her community well, as most of her clients are neighbors. She makes enough to fulfill the needs of her family members. Because of her work, Ms. Rasulan is respected in her home. She helps her husband in all family matters including financial matters.

While talking to the Kashf officer, she shared the feeling of achievement she got from building another room for her children. She hopes to improve her earnings so she can again apply for a loan of 20,000 PKR. She will combine the loan amount with her past savings to buy another buffalo. Ms. Rasulan is hoping to cater to more customers through her large sales and wants to spend part of the profits on the expansion of her business to the local market.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 247
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 96.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Rasulan to buy another buffalo.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 15, 2012
Dec 1, 2012
Currency Exchange Loss:
Nov 17, 2013