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Ms. Saleeman is a 33-year-old married woman and a mother of three. For the past 11 years, Saleeman has been running a business of milk sales with the support of her husband. The man shown in the photo is Saleeman’s husband. Every morning she milks her buffaloes and prepares liters of milk while her husband assists her in selling it door-to-door in her community. She helps her husband in all family matters as well as financial matters. She wants to build a new home with the revenue from her business. She has been in association with Kashf for five years and has shown excellent repayment behavior. She has some savings and has applied for a loan of PKR 40,000 to purchase another buffalo. She expects a boost in her business income as she expands her business. Her husband respects her a lot and is very happy with her contribution to the family income.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 246
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 96.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Saleeman to purchase another buffalo.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 24, 2012
Dec 1, 2012
Currency Exchange Loss:
Nov 17, 2013