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Aster Hankam 8 Group
In this Group: Elly, Hartini , Sulistyaningsih , Rusdarmini , Handayani , Rosani , Asiyah
Elly is married and has one teenage daughter, Putri, who is now in junior high school. She operates a grocery store in front of her house. So far, her business running well and, on average, she can get a profit of 150,000 IDR every day. She uses this money to pay for Putri's transportation fee because the school is quite far from the house and she must reach it by pubic transportation.

Elly will use this loan to increase the capacity her store. She will buy rice, oil, noodles, and cigarettes. She hopes that she can get a bigger loan one day so she can sell rice in sacks instead of by the kilogram.

Additional Information

About VisionFund Indonesia

VisionFund Indonesia is a Christian micro venture capital organization owned by Mitra Masyarakat Sejahtera (MMS) and Wahana Visi Indonesia. Founded in 2000, VFI operates in both Jakarta and Surabaya, the two biggest cities in Indonesia. VFI targets the entrepreneurial poor who have existing microbusinesses for at least 6 months and have no financial access to commercial banks. VFI also provides microinsurance for all clients through a partnership with Allianz insurance company. With nine branches as of 2011, VFI hopes to expand in order to reach underserved microfinance markets in other islands of Indonesia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 85
    View loans »
    Indonesia Loans Fundraising
  • $6,318,525
    Funds lent in using Kiva
  • 9,625.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Aster Hankam 8 Group's $1,250 loan helped a member to buy cigarettes, sugar, rice, and noodles for her store.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 12, 2012
Nov 21, 2012
Currency Exchange Loss:
Mar 22, 2014