A loan of $1,025 helped to buy grocery items and products needed in her business.


Nerizza's story

Nerizza, 37, is a resident of Tondo, Manila, Philippines. She is married to Henry and a mother to her children. She and her husband manage their household while operating a variety store. She is working hard to continually provide income for their everyday expenses.

In the Philippines, a variety store is basically a small convenience store, which retails groceries, toiletries and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, a PHP 5 worth of cooking oil or an egg. She buy supplies at wholesale prices and sells by the piece to make a profit. Her regular customers are her neighbors and the local community. She earns a minimum of PHP 500 in sales every day.

To help her continue operation of her business, she is requesting a PHP 42,000 loan. She will use the loan to buy groceries, toiletries and beverages to expand her product inventory. She expects a boost in her income as she expands her business.

Nerizza hopes her daughter will finish her studies and dreams to have a new house and lot through all her hard work in her business. She faithfully meets up with her co-fellowship* members to share stories of her work every week and also draws strength and inspiration from the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.



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