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Justo Viterbo
Justo Viterbo is 43 years old, married, and has four children. He lives with his children and wife in the city of Ventanas in De Los Ríos Province.

He is a member of the Avanza Communal Bank, whose members work in agriculture. They all live in the rural community of Aguas Frías, where most of them were raised. The majority of them make their living in agriculture and livestock.

Justo Viterbo makes his living in agriculture, planting corn and rice, and also raising chickens and pigs. He is applying for a loan to buy liquid, inputs, urea and fertilizer. With the help of the loan, he will be able to continue increasing his crops. The purchases will be made in the city of Mocache. The challenges he faces are pests and bad weather.

His dream is to have a car. In his free time, he likes to care for his family.
View original language description ↓
JUSTO VITERBO tiene 43 años de edad de estado civil casado tiene cuatro hijos, vive con los hijos y la esposa en la ciudad de Ventanas provincia de los ríos.

Es integrante da la VRC AVANZA sus miembros se dedican a la Agricultura todos viven en el Sector del Recinto Agua Frías, prácticamente se han criado en esa zona, se dedican a Labores agrícolas u pecuarias en su mayoría.

JUSTO VITERBO se dedica a la agricultura a la siembra de maíz, arroz, además se dedica a la crianza de gallinas y cerdos. Solicita el crédito para comprar líquido, insumos, urea, abonos. Con la ayuda del crédito podrá seguir creciendo con los cultivos.

Las compras las realizará en la ciudad de Mocache. Los desafíos a los que se enfrenta son las plagas y el mal clima.
El sueño es tener un carro. En el tiempo libre le gusta cuidar a la familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 29
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Justo Viterbo to buy liquid, inputs, urea and fertilizer.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Oct 26, 2012
Nov 20, 2012
Currency Exchange Loss:
Jul 17, 2013